Liquid Banking - Hyperbeat Pay
Liquid Banking Docs and FAQs
By 800 and 1 other2 authors60 articles
- Can Hyperbeat steal, freeze, or lock my funds?You have full custody of your assets. Here's why Hyperbeat can never move, lock, or take them - and how you'd withdraw even if Hyperbeat disappeared.
- Is Liquid Banking Credit self-custodial? Could it end up like BlockFi or Celsius?No. You keep ownership of your collateral the entire time. Here's why Liquid Banking Credit is nothing like the companies that froze and lost customer funds.
- How many virtual cards can I issue?
- Can you receive third-party payments to your IBAN?
- Can you send IBAN transfers to third parties?
- What are the limits for third-party transfers?
- How do I delete my Liquid Bank account and all associated personal information?
Getting Started
Setting up your liquid bank account
- How do I get a Hyperbeat Pay card?
- What is Hyperbeat Pay?Hyperbeat Pay lets you spend, earn, and borrow against your on-chain assets - in one place.
- Identity Verification Process and Requirements for Hyperbeat Pay
- How do I add my Hyperbeat Pay card to Apple Wallet or Google Wallet?
- In which regions is Hyperbeat Pay NOT available?
- In which countries is Hyperbeat Pay available?
- Why am I seeing a "Could Not Add Card" error when adding my card to Apple Pay?
- Understanding Credit Mode vs Cash Mode
- Where can the Hyperbeat Pay card be used?
- Unauthorised Merchants CategoriesMerchant categories that won't work with your Hyperbeat Pay Card.
- Understanding refunds on Hyperbeat Pay
- What is my spending limit?Understanding spending limits on cash and credit mode.
- Using multiple cards
- How is my KYC data handled and protected?
- How do I block/freeze my Hyperbeat Pay card if it has been lost, destroyed, or stolen?
- How do I delete a card?Deleting your virtual card
- How do I add a new cardAdding a virtual card
- What are Agent Cards?Agent Cards are virtual Visa cards that you issue to AI agents or backend automation systems, allowing them to make purchases on your behalf with controlled spending limits.
- How much does it cost to issue a virtual card?
- How does cashback work on Hyperbeat Pay?
- How to Use the Visa Airport Companion App with Your Hyperbeat Pay CardThis article explains how to use the Visa Airport Companion app to access airport lounges with your Cash Card
- How to unlock your Visa Signature benefits on Hyperbeat Pay
- How Does Cashback Work on Hyperbeat Pay?Every time you pay with your Hyperbeat card, you earn cashback. The more you hold on Hyperbeat and the more active you are, the higher your cashback rate climbs. Here's…
Fiat on- and Off-ramps
Fiat Bank transfers
- How do I deposit fiat currency (USD/EUR) into my account?Hyperbeat Pay lets you deposit USD or EUR directly from your bank account. Funds are converted to USD and then land in your liquid banking account.
- How long does a fiat deposit take?A fiat deposit involves several stages, each with its own processing time. Here's what to expect.
- What are the fees for fiat deposits?Fees depend on your deposit currency and payment network. All fees are shown before you confirm - there are no hidden charges.
- Verification requirements for fiat (deposits & withdrawals)To use fiat deposits or withdrawals, you need to complete two layers of identity verification.
- How do I withdraw fiat currency to my bank account?Hyperbeat Pay lets you withdraw funds to your bank account in 8 currencies (with more coming soon). Withdrawals are processed by Noah and typically arrive within 1 business day.
- Supported withdrawal currencies and limitsHyperbeat Pay supports fiat withdrawals in 8 currencies, with more coming soon. Limits are set per payment channel and are shown before you confirm a withdrawal.
- What are the fees for fiat withdrawals?Fees consist of a fixed fee and a variable percentage of the withdrawal amount. Both are shown before you confirm - there are no hidden charges.
- Send Borrowed Funds to Your Bank AccountInstantly borrow against your collateral assets and send funds directly to your bank account - without selling your holdings.
- Which countries are supported for virtual bank accounts?