Liquid Banking - Hyperbeat Pay
Liquid Banking Docs and FAQs
By 800 and 1 other2 authors66 articles
- Can Hyperbeat steal, freeze, or lock my funds?You have full custody of your assets. Here's why Hyperbeat can never move, lock, or take them - and how you'd withdraw even if Hyperbeat disappeared.
- Is Liquid Banking Credit self-custodial? Could it end up like BlockFi or Celsius?It is self-custodial. You keep ownership of your collateral the entire time. Here's why Liquid Banking Credit is nothing like the companies that froze and lost customer funds.
- How do I delete my Liquid Bank account and all associated personal information?
Getting Started
Setting up your liquid bank account
- How do I get a Hyperbeat Pay card?
- Do you have a Hyperbeat Pay mobile app?Yes. Hyperbeat Pay is available on the App Store (iOS) and Google Play (Android).
- What is Hyperbeat Pay?Hyperbeat Pay lets you spend, earn, and borrow against your on-chain assets - in one place.
- Identity Verification Process and Requirements for Hyperbeat Pay
- How do I add my Hyperbeat Pay card to Apple Wallet or Google Wallet?
- In which regions is Hyperbeat Pay NOT available?
- In which countries is Hyperbeat Pay available?
- Why am I seeing a "Could Not Add Card" error when adding my card to Apple Pay?
- Understanding Credit Mode vs Cash Mode
- Where can the Hyperbeat Pay card be used?
- Unauthorised Merchants CategoriesMerchant categories that won't work with your Hyperbeat Pay Card.
- Understanding refunds on Hyperbeat Pay
- What is my spending limit?Understanding spending limits on cash and credit mode.
- Using multiple cards
- How is my KYC data handled and protected?
- How do I block/freeze my Hyperbeat Pay card if it has been lost, destroyed, or stolen?
- How many virtual cards can I issue?
- How do I delete a card?Deleting your virtual card
- How do I add a new cardAdding a virtual card
- What are Agent Cards?Agent Cards are virtual Visa cards that you issue to AI agents or backend automation systems, allowing them to make purchases on your behalf with controlled spending limits.
- How much does it cost to issue a virtual card?
- Abuse of Hyperbeat Pay cards and free-trial schemesUsing Hyperbeat Pay cards to run free-trial abuse or similar schemes is prohibited. Cards used this way will be revoked and further card issuance may be blocked.
- How do I set a card PIN and a spending limit?You can now manage each of your Hyperbeat Pay cards individually. From the Manage menu on any card you can view or change its PIN, and set a spending limit…
- Why does the ATM show a zero balance even though I have funds in my Hyperbeat account?
Fiat on- and Off-ramps
Fiat Bank transfers
- How do I deposit fiat currency (USD/EUR) into my account?Hyperbeat Pay lets you deposit USD or EUR directly from your bank account. Funds are converted to USD and then land in your liquid banking account.
- How long does a fiat deposit take?A fiat deposit involves several stages, each with its own processing time. Here's what to expect.
- What are the fees for fiat deposits?Fees depend on your deposit currency and payment network. All fees are shown before you confirm - there are no hidden charges.
- Verification requirements for fiat (deposits & withdrawals)To use fiat deposits or withdrawals, you need to complete two layers of identity verification.
- How do I withdraw fiat currency to my bank account?Hyperbeat Pay lets you withdraw funds to your bank account in 8 currencies (with more coming soon). Withdrawals are processed by Noah and typically arrive within 1 business day.
- Supported withdrawal currencies and limitsHyperbeat Pay supports fiat withdrawals in 13 currencies, with more coming soon. Limits are set per payment channel and are shown before you confirm a withdrawal.
- What are the fees for fiat withdrawals?Fees consist of a fixed fee and a variable percentage of the withdrawal amount. Both are shown before you confirm - there are no hidden charges.
- Send Borrowed Funds to Your Bank AccountInstantly borrow against your collateral assets and send funds directly to your bank account - without selling your holdings.
- Which countries are supported for virtual bank accounts?
- Can I send ACH payouts to recipients outside the US?ACH payouts for international recipients
- Third-party transfers: restrictions for the US, Indonesia and the Philippines