Liquid Banking - Hyperbeat Pay
Liquid Banking Docs and FAQs
By Pulse.hl and 1 other2 authors48 articles
Getting Started
Setting up your liquid bank account
How do I get a Hyperbeat Pay card?
What is Hyperbeat Pay?Hyperbeat Pay lets you spend, earn, and borrow against your on-chain assets - in one place.
Identity Verification Process and Requirements for Hyperbeat Pay
How do I add my Hyperbeat Pay card to Apple Wallet or Google Wallet?
In which regions is Hyperbeat Pay NOT available?
In which countries is Hyperbeat Pay available?
Understanding Credit Mode vs Cash Mode
Where can the Hyperbeat Pay card be used?
Unauthorised Merchants CategoriesMerchant categories that won't work with your Hyperbeat Pay Card.
Understanding refunds on Hyperbeat Pay
What is my spending limit?Understanding spending limits on cash and credit mode.
Using multiple cards
How to Use the Visa Airport Companion App with Your Hyperbeat Pay CardThis article explains how to use the Visa Airport Companion app to access airport lounges with your Cash Card
How to unlock your Visa Signature benefits on Hyperbeat Pay
How does cashback work on Hyperbeat Pay?Every time you make a card payment with Hyperbeat Pay, you earn cashback. Your cashback is calculated in USD but paid out in WHYPE directly to your Liquid Bank account.
Fiat on- and Off-ramps
Fiat Bank transfers
How do I deposit fiat currency (USD/EUR) into my account?Hyperbeat Pay lets you deposit USD or EUR directly from your bank account. Funds are converted to USD and then land in your liquid banking account.
How long does a fiat deposit take?A fiat deposit involves several stages, each with its own processing time. Here's what to expect.
What are the fees for fiat deposits?Fees depend on your deposit currency and payment network. All fees are shown before you confirm - there are no hidden charges.
Verification requirements for fiat (deposits & withdrawals)To use fiat deposits or withdrawals, you need to complete two layers of identity verification.
How do I withdraw fiat currency to my bank account?Hyperbeat Pay lets you withdraw funds to your bank account in 8 currencies (with more coming soon). Withdrawals are processed by Noah and typically arrive within 1 business day.
Supported withdrawal currencies and limitsHyperbeat Pay supports fiat withdrawals in 8 currencies, with more coming soon. Limits are set per payment channel and are shown before you confirm a withdrawal.
What are the fees for fiat withdrawals?Fees consist of a fixed fee and a variable percentage of the withdrawal amount. Both are shown before you confirm - there are no hidden charges.
Send Borrowed Funds to Your Bank AccountInstantly borrow against your collateral assets and send funds directly to your bank account - without selling your holdings.
Rewards
A guideline on rewards
How does the Hyperbeat referral program work?When you invite someone to Liquid Banking, you earn rewards from their activity on the platform.
What are the referral tier levels and how do I level up?Your referral tier determines what percentage of treasury yield you earn from your referred friends' USD holdings. The higher your tier, the bigger your cut.
What is the referral bonus and how do I earn it?When you sign up for Hyperbeat using a referral link and deposit USD, you earn a one-time cash bonus based on your deposit amount.