Hyperbeat Pay gives you virtual bank accounts so you can deposit and withdraw fiat directly from your own bank:
USD virtual account - a US account with ACH and Fedwire details, for sending and receiving US dollars.
EUR virtual account - a European IBAN, for sending and receiving euros over SEPA.
Which accounts you can open depends on your country of residence, verified during identity verification (KYC). This article lists the current coverage.
Note: Coverage is determined by our banking partners and expands regularly. If your country isn't supported yet, check back — we're actively working on adding more regions.
Countries with both USD and EUR accounts
American Samoa, Andorra, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Aruba, Australia, Austria, Bahamas, Bahrain, Belgium, Belize, Bermuda, Bonaire/Sint Eustatius/Saba, Bosnia and Herzegovina, Bouvet Island, Brazil, British Indian Ocean Territory, British Virgin Islands, Brunei, Bulgaria, Cabo Verde, Canada, Cayman Islands, Chile, Christmas Island, Cocos (Keeling) Islands, Colombia, Cook Islands, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Côte d'Ivoire, Denmark, Dominica, Dominican Republic, Ecuador, Egypt, Eritrea, Estonia, Ethiopia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gambia, Georgia, Germany, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guyana, Heard Island and McDonald Islands, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Jersey, Kiribati, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macao, Malawi, Maldives, Malta, Marshall Islands, Martinique, Mauritius, Mayotte, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Namibia, Nauru, Netherlands, New Caledonia, New Zealand, Niue, Norfolk Island, Northern Mariana Islands, Norway, Oman, Palau, Paraguay, Peru, Philippines, Pitcairn, Poland, Portugal, Puerto Rico, Romania, Rwanda, Réunion, Saint Barthélemy, Saint Helena/Ascension/Tristan da Cunha, Saint Kitts and Nevis, Saint Lucia, Saint Martin (French part), Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Serbia, Seychelles, Singapore, Sint Maarten (Dutch part), Slovakia, Slovenia, South Africa, South Georgia and the South Sandwich Islands, South Korea, Spain, Sri Lanka, Svalbard and Jan Mayen, Sweden, Switzerland, Taiwan, Thailand, Timor-Leste, Tokelau, Tonga, Turkey, Turks and Caicos Islands, Tuvalu, US Minor Outlying Islands, US Virgin Islands, United Arab Emirates, Uruguay, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zambia, Åland Islands
Vietnam
Vietnam residents get both USD and EUR virtual accounts, plus VND deposits in local currency.
Countries with USD accounts only
Residents of these countries qualify for a USD virtual account (ACH/Fedwire). EUR accounts aren't available in these regions yet:
Albania, Algeria, Angola, Armenia, Azerbaijan, Bangladesh, Barbados, Benin, Bolivia, Botswana, Burkina Faso, Cambodia, Cameroon, Central African Republic, Chad, Comoros, Congo (Republic of the), Djibouti, El Salvador, Equatorial Guinea, Eswatini, Gabon, Ghana, Guinea, Jamaica, Japan, Jordan, Kazakhstan, Kuwait, Kyrgyzstan, Laos, Liberia, Madagascar, Malaysia, Mali, Mauritania, Morocco, Nepal, Nicaragua, Nigeria, North Macedonia, Panama, Papua New Guinea, Saudi Arabia, Senegal, Sierra Leone, Solomon Islands, Suriname, Tajikistan, Tanzania, Togo, Trinidad and Tobago, Tunisia, Turkmenistan, Uganda, United States, Uzbekistan, Vanuatu
Countries with EUR accounts only
Residents of these countries qualify for a EUR virtual account (SEPA IBAN). USD accounts aren't available in these regions yet:
Bhutan, Kenya, Niger
Countries where virtual accounts aren't available yet
Bank deposits and withdrawals aren't currently available for residents of:
Afghanistan, Belarus, Burundi, China, Cuba, DR Congo, Guinea-Bissau, Haiti, Iran, Iraq, Lebanon, Libya, Mozambique, Myanmar, North Korea, Pakistan, Palestine, Qatar, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, United Kingdom, Venezuela, Yemen, Zimbabwe.
If you live in one of these countries, you can still use Hyperbeat Pay with crypto deposits and other supported features. Depending on your country, you may also still be eligible for a Hyperbeat Pay card - card availability is separate from virtual account availability.
Frequently asked questions
How is my country determined? By the country of residence you confirm during identity verification (KYC). Your citizenship or the country you're travelling in doesn't affect eligibility.
I only see one currency when adding funds. Why?
The deposit screen only offers the currencies your region qualifies for. If you live in a USD-only country you'll see USD; in a EUR-only country you'll see EUR.
My country isn't supported. Can I still use Hyperbeat Pay?
Yes - crypto deposits and trading, and in many countries the Hyperbeat Pay card, remain available. Only bank (fiat) deposits and withdrawals are affected.
Will more countries be added?
Yes. Coverage depends on our banking partners and is reviewed regularly. This article is updated whenever coverage changes.
Final eligibility Listing here doesn't guarantee account issuance — final eligibility is confirmed by our banking partner during onboarding, and individual verification checks still apply.
