Where to Make Bank Deposits in Liquid Bank account
Click on add funds
Select FIAT
Select SEPA/ACH and copy your deposit details
Accepted types of transactions
Hyperbeat Pay currently supports SEPA (EUR) and ACH (US).
Fees
• USD <> USDC (ACH) = 12 bps + $0.25 flat fee
• USD <> USDC (SWIFT) = 12 bps + $35 flat fee
• USDC <> EUR (SEPA) = 20 bps + €1 flat fee
When will the funds land in the account?
Funds are available as soon as they reach your IBAN. We credit instantly on our side, so settlement speed simply depends on the payment rail your bank sends through.
Processing times for bank transfers:
ACH Same Day (US)
Typically settles in the next available Same Day ACH window
Weekdays only (bank-network limitation)
ACH Standard (US)
Settles in the first ACH batch of the next business day
Weekdays only
Fedwire (US)
Same-day settlement if sent before Fedwire’s 7 PM ET cutoff
Not available on weekends
SEPA Instant (EU/EAA)
Instant, 24/7, including weekends
No cutoffs or delays when banks support SEPA Instant
SEPA Credit (EU/EAA)
Typically within a few hours, up to 24 hours
Weekdays only