What you can do
Pay anywhere with a card-style experience (virtual/physical where supported).
Earn yield on your liquid bank account balance by depositing your USD into USD Plus savings account to earn yield.
Spend on credit by borrowing against whitelisted collateral (e.g., Hyperbeat USDT/USDC, beHYPE).
Move money with local currency (native fiat) ↔ crypto on/off-ramps and transparent rates.
Get rewarded with sustainable cashback, Hearts points, and BeatPot (weekly prizes + a monthly jackpot).
Chat with friends in BeatChat (Split bills, send friends money and more).